Investors

‘’The economic downturn and resulting thriftiness increase the demand for insurance solutions and price propositions which are simple, transparent and cost-efficient. We already mentioned that PAYD, usage based and on demand car insurance may become mainstream – so that you only pay for what you actually use. We expect the same for embedded insurance concepts; in which coverage is part of the purchase of a product or service – so that you don’t have to worry anymore. Bsurance, Moonshot-Internet, Qover, Servify, and ZhongAn are examples of companies that already tap into this.’’

''bsurance is an interesting proposition because it can offer not only the technology integration but is also regulated as an intermediary to deliver the product. We have described in this report the resource constraint that most insurance carriers operate under; a proposition that offers access to new premium pools with low operational effort is therefore an attractive partner for many. However, for many insurers in the central European zone, where digital distribution is still immature and many back-office processes like pricing are relatively unsophisticated given the market structure, might benefit from working with a partner like bsurance simply to enhance their digital trading capabilities.''

‘’bsurance is embedding insurance directly at the point of need. During crisis and uncertainty, businesses have the opportunity to offer clients a greater feeling of protection and peace-of-mind, while also diversifying their revenue stream. This is the goal of Embedded Insurance. Embedded Insurance bundles coverage or protections within the purchase of a product, service or platform. It helps every brand to enhance the feelings of trust, protection and safety. bsurance is also enabling insurance carriers to speed up their digital transformation by fully automating end-2-end processes with its cloud-based insurance management platform.’’