Make insurance part of everyday banking

bsurance helps banks and financial institutions add relevant insurance propositions to trusted customer relationships, digital channels and financial journeys, without making every launch dependent on broad system change.

Trusted by our clients and partners
UNIQA
Allianz Partners
Solitaire Insurance
refurbed
Playbrush
Baloise
Tatra Banka
Raiffeisen Bank
Cashpresso
AON
Kika Leiner
Gearbooker
Alpenverein Österreich
OeAD
Silvretta Therme Ischgl
CaixaBank

Turn customer access into relevant protection

Banks have strong customer relationships, valuable digital channels and a clear view of important life and financial moments. Insurance can deepen that relationship, but launching it requires more than adding another product tile.

bsurance connects the proposition, journey and operating setup so financial institutions can move from opportunity to a sustainable insurance business.

Customer relevance
Extend trusted relationships

Add protection that fits the financial moments, products and services customers already use.

Connected delivery
Coordinate every party

Bring banking channels, insurance products, technology and operations into one workable proposition.

Institutional control
Move with clear boundaries

Launch through a defined operating model that respects existing systems, responsibilities and approval processes.

Make protection part of more customer moments

Use the channels and relationships already in place to introduce insurance where it adds clear customer value, then expand from a proven foundation.

Protect everyday financial moments

Connect relevant insurance to payments, cards, accounts and the digital journeys customers already use.

Everyday relevance

Enrich lending and ownership journeys

Add protection around financing, mobility, property and other high-value decisions through a coordinated proposition.

Deeper customer value

Build affinity and partner propositions

Bring insurers and distribution partners into branded experiences for selected customer groups, ecosystems and channels.

Connected partnerships

Test and expand new propositions

Start with a focused opportunity, learn from the operating model and reuse the foundation across further products and segments.

Repeatable growth

From customer opportunity to operating proposition

bsurance combines a complete insurance platform with hands-on execution to help teams shape, connect and operate insurance propositions across banking channels.

01 · Shape

Shape the proposition

Define the customer need, insurance product, commercial model, journey and responsibilities as one launch-ready foundation.

  • Customer moment and proposition
  • Product and partner structure
  • Commercial and operating responsibilities
02 · Connect

Connect the experience

Bring the proposition into the channels customers already trust and connect the systems needed to quote, issue and operate it.

  • App, web and assisted channels
  • Hosted, embedded and API journeys
  • Policy and communication workflows
03 · Scale

Scale what proves valuable

Improve the journey, add products and reuse proven structures across further segments, partnerships and customer moments.

  • Reusable product foundations
  • Partner and segment variants
  • Connected operations and reporting

Built for enterprise control

Access & Security

Role-based access control down to individual records (Policy, Claim, Configuration). Single sign-on via Microsoft Entra ID. Every action is logged and auditable, so you always know who did what, and when.

Cloud-native

A modern, cloud-based and event-driven architecture supports reliable performance and scalable operations. Each distribution partner runs in an isolated tenant while inheriting products and configuration from your master setup.

Reporting & Data Control

Real-time dashboards, a live event API, and scheduled exports give full visibility into policies, claims, and partner performance. Your data stays yours: always exportable, always accessible.

Practical answers for financial institutions

Every implementation is shaped around the proposition, parties, operating responsibilities and technology involved.

Can bsurance work alongside our existing banking systems?

Yes. Selected bsurance capabilities can connect to systems that remain in place. The connected model is modular, so a financial institution does not need to begin with broad technology replacement.

Which banking channels can support an insurance proposition?

Propositions can be delivered through hosted, embedded and API-based experiences across web, app and assisted channels. The right journey depends on the customer moment, channel constraints and implementation scope.

Can we begin with one focused use case?

Yes. A bank can start with a specific product, segment or customer journey, then reuse the platform foundation across further propositions where it makes sense.

What can business teams configure themselves?

Within supported platform boundaries, teams can configure products, tariffs, commissions, documents, workflows, partner settings, roles and operational rules. The precise scope depends on the implementation.

How are responsibilities between the bank, insurer and bsurance defined?

The allocation depends on the proposition, regulated roles and contract. Product, risk, regulatory, data and operational responsibilities are agreed for each implementation rather than assumed from a universal model.